Terms of Use
Last updated July 2026
Welcome
Welcome to Finance Beacon. These Terms of Use govern your access to and use of myfinancebeacon.com and its financial calculators. By using this website, you agree to these Terms.
Use of the Website
Finance Beacon provides free financial calculators and informational tools for personal use. You agree to use this website only for lawful purposes and in a manner consistent with these Terms.
Calculator Results
The calculators on Finance Beacon are designed to provide estimates based on the information you enter. Although we strive for accuracy, results are estimates only and may vary due to changes in tax laws, financial regulations, interest rate assumptions, rounding differences, or other factors. You are responsible for independently verifying any financial information before making decisions based on calculator results.
Your Data and Calculator Inputs
The financial information you enter into our calculators is processed entirely within your browser. We do not transmit, store, or retain any financial data you input into our tools. Your numbers never leave your device.
No Professional Advice
Finance Beacon does not provide financial, tax, legal, accounting, or investment advice. All content on this website is intended for informational and educational purposes only. Always consult a qualified professional regarding your individual financial situation before making financial decisions.
No Warranty
Finance Beacon is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee the accuracy, completeness, reliability, availability, or uninterrupted operation of this website or its calculators.
Limitation of Liability
To the fullest extent permitted by law, Finance Beacon and its owner shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of — or inability to use — this website or any reliance on calculator results.
Intellectual Property
Unless otherwise noted, all content on Finance Beacon — including text, design, graphics, logos, and software — is the property of Finance Beacon and may not be copied, reproduced, or distributed without written permission.
Third-Party Links and Services
This website may contain links to third-party websites and services. We are not responsible for the content, privacy practices, or accuracy of any third-party websites. The inclusion of any link does not imply endorsement.
Advertising
Finance Beacon may display advertisements through Google AdSense or other advertising providers. Advertisements are served by third parties and do not constitute endorsements or recommendations by Finance Beacon.
Affiliate Links
Some links on this website may be affiliate links, meaning we may earn a small commission if you click through and make a purchase or sign up for a service — at no additional cost to you. We only link to products and services we believe may be genuinely useful. Affiliate relationships do not influence our calculator results or editorial content.
Changes to the Website
We reserve the right to modify, suspend, or discontinue any part of this website at any time without notice.
Changes to These Terms
We may update these Terms of Use periodically. The “Last updated” date at the top of this page will reflect the most recent revision. Continued use of the website after changes become effective constitutes your acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of law principles.
Contact
Questions about these Terms may be directed to us via our contact page: myfinancebeacon.com/contact